Search Results for: blog benefits for the self employed part 1 health insurance

Government Resources for Finding Health Insurance

Are you looking into potential options for health insurance coverage? Maybe you have a health plan, but are interested in finding a better one. One way to start your search is with a few government websites. They have reliable information about many kinds of health insurance. HealthCare.gov has an Insurance Finder tool. tool. It will help you find public, private, and community programs that meet your needs. You can get started in two quick steps. First, use the drop down box to select the state that you live in. Second, select the category that best describes you. Choose from: Family/Children, … Continue reading →

Delaware has a Healthy Children Program

There is a Medicaid program in every state. The portion that covers children from low income families is often called CHIP. Some states will give it a friendlier name. In Delaware, CHIP is called Healthy Children. Medicaid is a public, or government run, form of health insurance. It is designed to provide health insurance coverage for individuals and families who are low income and who cannot afford to purchase a health insurance plan from a private company. Medicaid is funded, in part, by the federal government. It is also funded by the government of an individual state. The Delaware Medicaid … Continue reading →

Are You Eligible for Medi-Cal?

Posted on by

Do you have health insurance coverage? If you can’t afford to purchase an individual plan, and your employer doesn’t offer one, it might be time to start looking into public forms of health insurance. Medi-Cal is part of the Medicaid program in California. Do you qualify for it? Medi-Cal is the shortened form of the name for the California Medical Assistance Program. It is part of the Medicaid program for the state of California. This is a public, or government run, form of health insurance that is for low-income families, seniors, people who have certain types of disabilities, children who … Continue reading →

My Quest to Find Affordable Health Insurance is Finished

Posted on by

I recently got approved for a health insurance policy that I can afford. It has been a long, tiring, frustrating, quest to find coverage after I lost my job that came with employer sponsored health insurance. Here is a quick summary of my journey from uninsured to insured. This all started in 2009. I was working as a paraeducator in a special needs classroom. After working for the school for the required amount of time, I became eligible for their employer sponsored health insurance. I think it was Anthem Blue Cross. It covered both me and my husband. My husband … Continue reading →

Insurance Podcast Roundup – Week of January 9, 2012

It is time, once again, for the weekly Insurance Podcast Roundup. This is where to go if you are looking for podcast episodes that focus on insurance related topics. Often, it is easier to hear someone read the news to you than it is to sit down and read it yourself. NPR has an episode of “Morning Edition” that was released on January 5, 2012. This episode is called “The Real Holiday Party For Weight-Loss Firms? It’s Now”. This episode points out that weight loss firms such as Weight Watchers, Nutrisystem, Jenny Craig, and more make a huge profit in … Continue reading →

Employer Based Health Insurance is Disappearing

A report done by Iowa Policy Project, which is a non-profit group, shows that it has become more difficult for people to find employer sponsored health insurance. There are a number of factors that are contributing to this situation. The report also found that many consumers are confused about their own health insurance coverage. The Iowa Policy Project has released a report that was funded by the United States Department of Labor. The results of this report can be summed up by a statement made by Noga O’Connor, the co-author of the report. O’Connor said: “Employer-provided health insurance has become … Continue reading →

The Wealthy Might Be Taxed On Their Health Insurance

Recently, President Obama revealed his Jobs Plan. Part of it includes the idea of making the wealthy pay a tax on their health insurance benefits. Currently, they don’t have to pay any such tax. There is some concern that this could eventually lead to taxing all health insurance, (even for the poor). President Obama recently revealed some of the details about his Jobs Plan. The plan itself, that has been submitted to Congress, is 155 pages long. To make a long story short, the Jobs Plan is a description of the changes, and laws, that need to be made in … Continue reading →

Are You Thinking About Becoming A Freelancer?

If you are looking to start a home-based business and you have a skill like web design, graphic design, event planning, or writing, then you have the option of providing your services as a freelancer. A freelancer is a skilled professional who is self-employed, and is not committed to working for one particular company or organization. Before deciding whether a career as a freelancer is for you, there are a few benefits and drawbacks of the freelance life that you may wish to consider. The best way that I can describe the benefits of being a freelancer is to simply … Continue reading →

Benefits For The Self-Employed Part 3: Two More Retirement Planning Options

For the last installment of this series on benefits for the self-employed, I am going to explore two additional options for retirement planning, the SEP IRA and the individual 401k. It is good that there are a few options available to home-based business owners when it comes to retirement planning. Of course, the fact that there are differences between the various options that are available means that you will have to invest some time in learning about your options and choosing the one that will work best for you. The SEP IRA and the individual 401k both offer flexible annual … Continue reading →

Benefits For The Self-Employed Part 2: Retirement

We have already discussed some of the options available to home-based professionals for one of the benefits that they often give up when they leave a traditional job. While health insurance is probably the most common benefit received by people in the world of traditional work, retirement plans are a close second. Not every job offers a retirement plan, but many do, and people that are thinking of making the leap to self-employment often wonder how they will plan for their retirement on their own. Fortunately, there are a few retirement planning options that self-employed people can choose from. It … Continue reading →