Is Your Home Office Messing Up Your Home?

When I started my home business, I had very organized ideas about how I would have a little contained work space and things would all be very efficient. In reality, there are times when my work seeps over and takes over the dining room table and the kitchen counter–not to mention the coffee table or my bedside tables in my bedroom. When a person works a traditional job, one can often leave the work at work and reserve home for home “stuff.” When one works from home, everything that get mixed up and messed up together. I think most of … Continue reading

Be Specific To Be Successful

When you start your own business, you quickly realize that you are in charge of a lot of things. From accounting to production and everything in between, if you are going into business by yourself for yourself, it’s all you. One of the things that can be tempting for solo business owners is the urge to appeal to as many people as possible in the hopes of attracting more customers. It is only natural to want people to believe that you are the one who can provide what they need. Since you are in charge of how you market your … Continue reading

Do You Keep Track of Your Hours?

Now that we are operating our own home businesses, we may be thrilled that those days of punching time cards and tracking hours and minutes of work are behind us. We have other ways of measuring our productivity, right? On the other hand, keeping track of the hours we are actually working at our home businesses might not be such a bad idea… I have spoken with other home and small business owners who confessed that they didn’t want to actually figure out how many hours they were putting into their businesses because if they did, they just knew they … Continue reading

Insurance Terms: B

A | B | C | D | E | F | G | H | I | J-K | L | M | N | O | P | Q-R | S | T | U-V | W-Z Beach And Windstorm Plans: are state-sponsored insurance pools selling property insurance coverage to cover losses caused by the Peril of Windstorm. Benefit Period: A health insurance term used to define the number of days benefits will be paid for claims made by named insured and other dependents covered on the policy. A Binder is a temporary authorization of insurance coverage issued … Continue reading

Underwrite, Underwriting and Insurance Underwriter–Who Are These People?

I once told a very wonderful editor that an Insurance Underwriter was just about the same job description as the editor of a bunch of Bloggers. When I first started in the Business of Insurance my best boss ever used to kindly refer to underwriters as “people from a different planet.” Of course, we did our very best to make sure we kept our underwriters happy, because they had an amazing skill of causing extra work when we didn’t do our end of things correctly. An Underwriter is an intermediary between the insurance company who offers to accept the liability … Continue reading

In Memoriam – 2006

Each year, we lose many talented and brilliant celebrities. Some are taken in what seems like an untimely manner while others live to a ripe old age. Here are some of the people we lost in 2006: Lou Rawls, 72 – singer January 6th Rawls was known for his R&B hits such as “”You’ll Never Find, Another Love Like Mine.” Shelley Winters, 83 – Actress January 14th Shelley won two Oscars for supporting roles in The Diary of Anne Frank and A Patch of Blue. Wilson Pickett, 64 – Singer January 19th Wilson was famous for such hits as “In … Continue reading

Calendar of Strange Holidays and Other Events to Scrapbook in September

Imagine the strange and jazzy layouts you can make celebrating some of these wild, wacky and unusual holidays. These have been collected and compiled from various sources over the years of my teaching and we celebrated many of them in the classroom. Celebrate them with your children and family and create fun and wacky layouts! The Month of September Attention Deficit Hyperactivity Disorder Month Backpack Safety America Month Be Kind To Editors and Writers Month Christmas Seal Campaign Kick-off Month Classical Music Month College Savings Month Fall Hat Month Go Wild During California Wild Rice Month Great American Low-Cholesterol, Low-fat … Continue reading