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Focus on the Candidates – Donald Trump

This blog is part of a series that focuses on the candidates who are running for President of the United States in the 2016 election. This blog focuses on Donald Trump. According to his official website, Donald J. Trump is a graduate of Wharton School of Finance. He is the author a popular business book called The Art of the Deal. You might recognize his name from Trump Tower, the Trump International Hotel, or his “Celebrity Apprentice” TV series. Unlike the other Republican candidates, Donald Trump does not have any background in politics. He has never held an elected position. … Continue reading →

Don’t Let Your Finances Hold You Back from Your Dreams

Stuck in a rut? Want to embark on a new career, become a stay at home parent, go on a fabulous vacation, buy a new home? Whatever your dream for yourself and your family, don’t let financial trouble get in the way. You can fulfill your dream despite poor finances if you stay focused, have a plan and spend your energy on working toward your dream. The first step is really make your dream a real goal. Write it down, tell others about it, find a picture that represents your dream and paste it in a prominent place. Next, figure … Continue reading →

Home Based Business Idea – Exterior Painter

It’s that time of year again, a time when people are beginning to spend more time outside of their houses. When weather gets warmer and people start spending time out in their yards, they may notice that the outsides of their houses do not look as nice as they did just a few years ago. A fresh coat of paint or stain can go a long way towards making a house look great, but many homeowners do not have the time or the expertise that they would need to paint their homes themselves. If you can paint houses, then the warmer … Continue reading →

Dunkin Donuts and the Affordable Care Act

You can add Dunkin Donuts to the list of businesses that have expressed opposition to the Affordable Care Act. Their complaint is somewhat different than the others. Dunkin Donuts wants to change the rule about how many hours it takes to officially designate a worker as full-time. There has been more than one restaurant chain that has voiced disapproval about certain portions of the Affordable Care Act. Darden, parent company of Red Lobster, Olive Garden, and more might be the most well known one. In that situation, Darden declared it was implementing a pilot program that would cut the hours … Continue reading →

Universal Orlando Will Drop Health Plans for Part-Time Workers

Universal Orlando is going to stop offering health insurance to part-time employees as of December 31, 2013. Universal is currently offering health plans that are considered to be inadequate according to the regulations in the Affordable Care Act, which goes into affect on January 1, 2014. Universal is one of the largest employers in Central Florida. It has about 17,000 employees. Although thousands of the workers are part-time, only around 500 of them are currently enrolled in the employer sponsored health insurance plan. Other part-time workers are covered under their spouse’s health plan. Still others, who are between the ages … Continue reading →

Sebelius Announces Countdown to Affordable Insurance

Kathleen Sebelius has written a very interesting post on HealthCare.Gov today. It is titled “Countdown to Affordable Health Insurance”. It gives exciting details about the upcoming health insurance exchanges, and how to access them. Some of you might be able to get help with the cost of coverage right now! Kathleen Sebelius is the Secretary of Health and Human Services. You have probably heard her name mentioned quite a lot in regards to the Patient Protection and Affordable Care Act (which is also called Affordable Care Act or “Obamacare”). Right now, you can go to HealthCare.Gov to read her post … Continue reading →

Sample Annual Review for a Home Based Business

Yesterday, I talked about the importance of evaluating your performance and the performance of your home – based business at least once a year. Since I have not evaluated my two home – based businesses yet this year, now is a good time for me to do so. Today I am evaluating my freelance writing business. It is the business that I spend the most time working at, and the business that is my primary source of income. Just so you know exactly what is being evaluated, my freelance writing business is a sole proprietorship. I work part time, between ten and … Continue reading →

Protecting Yourself from a Debt Relief Company

If you are seriously in debt, you may need the help of a debt relief company. These companies promise to get the creditors off of your back, negotiate for you, act as a shield of protection, and guide you to the right way to pay off that debt. Unfortunately, for a majority of these companies, the real goal is to scam you out of any remaining assets that you might have. Here is what you need to know and need to look for in a debt relief company, in order to protect yourself. First of all, why would these companies … Continue reading →

The Spending Diet Game Plan

Lose the extra weight from your budget by putting your spending habits on a diet. At the end of the month, you’ll have extra money that you can use to pay off some outstanding debt, and your budget will be slim and trim. Keep it up for six months or more, and your budget will be healthier than it has ever been. When you diet to lose weight, you must burn more calories than you take in if you want to be successful. A spending diet is similar, although in this case, you must take in more money than you … Continue reading →

Six States have Insurance Exchanges Approved

A total of thirteen states (and the District of Columbia), have been working on creating a state-based health insurance exchange. This week, the Obama Administration gave conditional approval to the exchanges of six states. This is excellent news for the uninsured people living in those states. Part of the Affordable Care Act requires each and every state (and the District of Columbia) to have a health insurance exchange. The exchanges will be used by individuals and small businesses who are uninsured or who are seeking a more affordable health insurance plan. The exchanges will make it clear if a person … Continue reading →