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Balancing Home And Work Is Not Always Easy

If you work from home in addition to being a stay at home parent, you might feel overwhelmed sometimes. Raising kids is a full time job, and aside from nap time (if your child still takes naps) you may not be able to get much work done until after the kids are in bed. Also, as an adult member of the household, you probably have quite a few chores that you are responsible for. Add in trying to find time to exercise, time to pursue your own interests, and time to spend with your spouse or partner and there are … Continue reading →

Self-Employed Can Deduct Health Insurance Premiums

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I am self-employed, and I recently found an affordable health insurance plan. Today, my husband was looking around on the internet, and he found some very interesting information. It turns out that people who are self-employed can include their premiums as a tax deduction. This is excellent news! The easiest way to find health insurance coverage is to be fortunate enough to have a job that comes with a health insurance benefit. Once a worker qualifies for their company’s health insurance plan they are assured of being approved for it. People who are self-employed have to put in a lot … Continue reading →

ABS Insurance has Tips for St. Patrick’s Day

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St. Patrick’s Day is March 17. People will begin celebrating this holiday all week long, with special emphasis on celebrating this Saturday. ABS Insurance Agency has some tips that can help you avoid having to file an auto insurance claim this week. ABS Insurance Agency is based in Chesterfield, Missouri. They are an independent agency that sells auto insurance, homeowners insurance, business insurance, and life insurance. If you dig around on their website, you can see that they also sell health insurance, and a variety of other speciality types of insurance. St. Patrick’s Day is a holiday that is celebrated … Continue reading →

The Medicare Advantage Gym Membership

It isn’t unheard of for certain types of health insurance plans to offer to cover the cost of a policyholder’s gym membership. However, it is a relatively new thing for this to be offered in Medicare Advantage plans. Some say this will help seniors stay healthy. Other say it will push extra costs to the regular Medicare program. When I think of health insurance plans that cover the cost of gym memberships, I usually think of the employer sponsored ones that are offered to employees of large businesses. I think of the companies who have an on-site gym that employees … Continue reading →

VIPs Get Treated Quicker in the ER

Emergency rooms have a system that they use in order to decide which of the people who are sitting in the waiting room should be seen next. Typically, those who have the most serious medical conditions are treated first. The type of insurance a person has could play a part. Surveys show that people who are VIPs will have shorter waiting times. The emergency room is not designed to be anyone’s primary source of health care. It is where you go when you are having an actual medical emergency. Even then, you probably will have to sit around and wait … Continue reading →

Insurance Podcast Roundup – Week of August 30, 2011

Insurance can be confusing, and complicated, at times. You might find things easier to comprehend if you listen to someone explain it on a podcast, than if you tried to sit down and read some articles about insurance topics. The weekly Insurance Podcast Roundup can help you make sense of things. NPR has an episode of Morning Edition that was released on August 29, 2011. This episode talks about the new poll done by the Kaiser Family Foundation. The poll shows that about half of Americans who do not have any form of health insurance do not have a good … Continue reading →

May is Disability Insurance Awareness Month

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When people think about getting insurance, they usually think of auto insurance, health insurance, and life insurance. Disability insurance is often overlooked. How much do you really know about disability insurance? May is the perfect month to learn more about this kind of insurance policy. There are two different types of disability insurance. The federal government has a program that provides financial assistance to people who are disabled. Another name for it is Social Security Disability Insurance benefits. You cannot purchase this type of disability insurance. Instead, you must apply for it. You will be asked several questions about your … Continue reading →

Aviva and the Paper People

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Though that may sound like the start of an imaginative children’s book, it actually refers to something real. Aviva Insurance has an innovative ad campaign that uses animated paper cutouts of people. This is to show you that, to Aviva, you are more than just a policy number. Aviva is a global insurance company that sells insurance in the United States and Canada, as well as in the UK, Europe, Australia, and many countries in Asia. There is an Aviva website that is specifically for people who live in the United States, (and other websites that focus on other countries). … Continue reading →

Benefits For The Self-Employed Part 1: Health Insurance

When you make the leap from being an employee to being self-employed, you gain a lot of important things. You gain freedom to do the work that you want to do, when you want to do it, and for clients that you choose to do it for. You gain the ability to stay home with your children if that is something that is important to you. The list of things that you gain from making the move to working from home can be a long one, and that is a good thing. As great as all of those things are, … Continue reading →

Before You Quit Your Job…

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Most Americans who have health insurance are able to afford it because it comes as a benefit from their source of employment. Without help from an employer, a lot of people would find themselves entirely unable to purchase health insurance. As a result, there are plenty of employees who truly wish to quit their jobs, for a variety of reasons, but are hesitating specifically because they fear having to go without health insurance. If you take the time to plan ahead though, you might be able to leave your job and still have health insurance. In general, it is a … Continue reading →