Home Blog Month in Review: October

As I sit here looking out my window at the backyard, the birds are hovering in the pine tree against a strong wind and steady rain. The temperature is chilly today, and the calendar reminds me that we have left October behind. October 1st Buy a Home for $1.75 It seems that the housing crisis has made some interesting news lately. Home Month in Review: September 2008 Has the weather turned cooler now that September has passed? Pretty soon, it will be time to get that heat turned back on! Meanwhile, check out all of the articles that were posted … Continue reading

Baby Blog Month in Review: July 2008

Two of my three children are summer babies. That is, they were born in the summer and had their first months surrounded by sunshine streaming in the windows, the sound of birds chirping, and days spent wearing nothing but a diaper and a “onsie.” I made sure that they had Fourth of July outfits ready, even though one of them arrived a week after the holiday. I guess he just wasn’t interested in the parade. Do you have a summer baby, too? We had a lot of new information to share this past month, such as recall notices and new … Continue reading

Talking About How Much You Make

Perhaps I am a little unusual, but I LOVE getting together with other freelancers and home business owners and talking about income. I think it is because I can get pretty isolated in my little world over here and am apt to beat myself up thinking that I am not doing a good enough job or generating enough income. It is good to get with other folks in similar circumstance and compare notes on the revenue side of our businesses. Of course, this demands that we be able to comfortably talk about money and income. It took me a few … Continue reading

The Frugal Blog Week in Review: Jan. 27 to Feb. 2

Hello there! It is a quiet Saturday evening on the day before the Superbowl. my husband is getting the last kid to bed, I’m listening to my new Nora Jones music, and I am seriously thinking of taking a nice hot bath. Before that, though, I wanted to bring you the week in review for the Frugal Living Blog. I know you read every blog faithfully, so I’ll just assume you want to reread them all again. Saturday, January 27 Save on Paper: Take Advantage of Junk Mail In an earlier blog, Save on Paper: The Three Best Ways, I … Continue reading

Can You Still Save Money if You’re Starting a Business?

In reality, many people who start home businesses, do so at the risk of their savings. I know that I used up a big chunk of my reserves when I was launching my own home businesses and I’ve found my story is not at all unusual. Entrepreneurs are risk-takers by nature and it’s certainly not uncommon to find that individuals save up, or take their savings and start a business. But, now that your business is up and running, how do you start building those saving back up? The first step is really to make saving a priority. It’s tough–family … Continue reading

Getting Comfortable Talking About Money

Talking about money does not come naturally and comfortably for most of us. Whether we are talking about how much money we make, the price we’ve paid for items, or negotiating salaries and sale prices, money chat just seems to make us uncomfortable and nervous. However, being in business for ourselves means that we need to be able to negotiate prices and work with clients and customers when the subject of money comes up. Getting comfortable talking about money can actually help us build our businesses. Even if you have a lot of emotional and well-buried baggage when the subject … Continue reading

Toddlers and Financial Literacy

I am certainly a believer in teaching your kids about money. I am learning more than a few financial lessons the hard way, and I am not about to blame it on my parents but I am going to do everything that I can to ensure that my children do not repeat my mistakes. While it seems as though I have quite a bit of time before I have to start worrying about it, I wonder how much time I actually do have before I have to worry about it if you know what I mean. My son is twenty … Continue reading

Tips for Dealing With Survival Mode

Survival mode. When you hear this term used in reference to personal finance, it means that a person of family is on the edge of financial disaster. When a person or family is operating in financial survival mode, stress levels escalate. Their thoughts become predominated with how they are going to get the food, gas, rent and other necessities that they need when they need them or how they will do without until they can get them. Survival mode is no fun for anyone. If parents are stressed out about money, their children feel the effects because they are less … Continue reading

Would You Let Your Husband Win?

Would you let your husband win if you were playing against him in sport? Back in past times there was a theory that a girl or woman should always let her guy win. Even if she could play tennis or squash or whatever sport it was better than him, she was supposed to unobtrusively throw the game so he could feel good about himself. Apparently the idea was that the fragile male ego could not cope with being beaten by a female. I have to say I’ve never subscribed to that idea. Given the choice, I’d rather play with my … Continue reading

Book Review: All About Adoption:How Families Are Made and How Kids Feel About It

All About Adoption: How Families Are Made and How Kids Feel About It is a book from Magination Press, which specializes in titles helping children understand tough situations or deal with feelings. (Magination Press is also the publisher of Maybe Days, a Book about Foster Care.) All About Adoption authors Marc Nemiroff and Jane Annunziata are both clinical psychologists specializing in families and children. All About Adoption starts out by saying “there are lots of different ways to have a baby. ..some parents have one baby..and some parents have two or three babies all at once. “Babies grow inside a … Continue reading