Go Ahead, Let Your Multiple Talents Shine

As you may know by now, I have decided to focus my efforts solely on one of the two home- based businesses that I have owned and operated for the past three years. Even though I am operating one business now instead of two, I feel as though it is important to make sure that I do not put all of my eggs into one basket. Now, more than ever, I am focusing on providing a variety of freelance writing services to a fairly diverse set of clients. I firmly believe that having multiple talents, or talents which can translate … Continue reading

Making Money When You Are Already Too Busy

These days, many of us need to find ways to make some extra money. Figuring out how to fit that in when we already have families and jobs (in the home or outside of it) to fulfill  can be tough. How do we find the time to make money when we are already so busy? Combining Jobs When I got a call last week asking if I would babysit for our church’s Women’s Bible Study that takes place one morning a week I readily agreed. While the money isn’t much, it allowed me to take my youngest child with me, … Continue reading

Protect Your Allergic Child from Valentine’s Day

Does your child attend an elementary school that will be having a classroom Valentine’s Day party? Typically, those parties involve a ton of sweets, treats, and goodies that do not have ingredient labels and may contain things your child is allergic to. What’s a parent to do? Here are some options to protect your child from Valentine’s Day. Parents want to protect their child from all potential harm. Food allergies make that difficult. Not everyone understands what your child could experience if he or she encounters peanuts, gluten, eggs, or milk. Your child might not entirely understand exactly how this … Continue reading

Do Debt Consolidation Loans Work?

Consolidation loans, or consolidation of debt may work for you in your goals to get out of debt. Consolidation has some benefits, but it also have some risks as well. Find out if consolidation loans would work for you. To consolidate your debt, you would take out a new loan that covers the cost of all of your pressing debt. The new loan pays off all of the others, leaving you with one loan. This consolidation loan must still be paid off, of course. Consolidation loans can make it a little easier to keep up with your debt, since it … Continue reading

5 Ways to Save on Gym Memberships and Workouts

Ready to fulfill those New Years Eve Resolutions for a healthier body and a more active lifestyle? Gym memberships are a great way to make a regular commitment with professional equipment and classes that are sure to keep you on track. Here are five ways to save money on a gym membership. 1. Negotiate the Gym Fee When you are considering making a commitment to a gym membership then it is time to speak up. Tell them that you are thinking about joining but want to save some money. The health club may go ahead and waive the sign up … Continue reading

How to Turn Your Resolution to Save Money into a Reality

Make sure that you can turn your resolution to save money into a reality when you put the following steps into place. It isn’t enough just to resolve to be frugal or cut back. You have to make a commitment and then know where to begin and how to keep it going. It takes just 21 days, by conventional wisdom, to turn a resolution into a habit. That means with just a little effort each day for the next three weeks, you can start down a path of a lifetime of saving with the end result being financial solvency. The … Continue reading

Going to School with Kids

I have been asked several times over the last year how I could possibly manage to continue going to school with a child all while parenting alone. “How do you have time to do homework?” “Who watches your son for you?” “How do you find time to study?” “How do you keep your grades up?” All questions that have continued to come up time and time again. For the record, it hasn’t been an easy task, but here are some things that may help you attempt the college journey as a single mother. First off, don’t forget to check out … Continue reading

Protecting Yourself from a Debt Relief Company

If you are seriously in debt, you may need the help of a debt relief company. These companies promise to get the creditors off of your back, negotiate for you, act as a shield of protection, and guide you to the right way to pay off that debt. Unfortunately, for a majority of these companies, the real goal is to scam you out of any remaining assets that you might have. Here is what you need to know and need to look for in a debt relief company, in order to protect yourself. First of all, why would these companies … Continue reading

Time Saving Tips to Keep You on Track

With the holidays fast approaching, things might be getting a little busy around your house. Some people are able to back off a little bit from their home based businesses during the holiday season and focus on holiday activities. People with seasonal home based businesses are likely to be putting in as much time and effort as they can right now. Either way, you are likely to be feeling a little bit crunched for time. Of course, there are only so many hours in a day. While we can not create additional hours, we can employ a few strategies to … Continue reading

Are You Emotionally Ready to Start Your Own Business?

 We all know that a business plan is essential for starting a home – based business. There are other things, though, that are just as essential to home based business success that get mentioned far less often. One of these things is emotional readiness. Starting a home – based business is a leap of faith, and whether you are employed at a job and planning to leave in order to start your own business or currently unemployed and about to invest what little savings you have into working from home, it can be scary to take the plunge. Fortunately, just … Continue reading