What Do the Postal Service Cuts Mean for Your Household?

It was bound to come to this. The US postal service is an independent bit of the government that while subject to government rules and regulation is not supported by government funds or tax dollars. For years it has been hurting financially, and is now requesting to be allowed to make some changes to help reduce that debt. USPS asked the Postal Regulatory Commission for a number of changes that may affect when and how you get your mail. One of the items for change is the standard delivery service. Currently set at two days, it would be changed to … Continue reading

What Will Become Of The Postal Service

The other day I was on my way to court and I was listening to Public Radio. It was a very interesting program, and the topic of discussion certainly got me thinking. The subject of the program was the United States Postal Service. Apparently, the Postal Service has been losing money for years and this year will be the worst year yet. There is discussion going on now about whether the Postal Service as we currently know it can continue to exist. There is much debate over whether to eliminate the Postal Service entirely, or to make sweeping changes that … Continue reading

Free Boxes from the United States Postal Service

Whether you are moving to a new home, or moving back to college for school, you are going to need lots of boxes. It’s no fun going around to grocery and retail stores, and begging their employees for extra boxes from the back room. It can get expensive to purchase boxes from companies that ship things. Instead, why not get some free boxes from the United States Postal Service? In my experience, one can never have enough boxes when preparing for a move. This is equally true if you are moving all the way across the country to a new … Continue reading

Confirmed! Postal Price Increase

You might have read the earlier post about my thought that the postal rate was going to be increased. Well I can now say that this information is confirmed. The postal service released an announcement late yesterday that stated that there will in fact be an increase in first class stamps and other postage starting in May, on May 11th to be exact. This does give you time to stock up on the forever stamp to save money. The Forever stamps can be used as first class postage at any time, even for future increases. Right now, you’ll pay the … Continue reading

Postal Rate Increase Coming and How to Save

In May of this year, there will another price increase in the cost of the first class stamp. This means that it will cost more to mail a standard letter, bill payment, invitation, etc. The Office of the Postal System has not yet announced exactly how much that increase will be, however I have some guesses. Because there are regulations on how much an increase can be based on current inflation, it is unlikely that the increase will be more than two cents, changing the rate from 42 cents for a first class stamp to 44 cents or less. Personally … Continue reading

Postal Increase: Stock Up on Stamps

Sending snail mail is one of the most frugal things you can do, because you really get a lot of service for a little stamp. Imagine, you can send a letter anywhere within the United States for only 41 cents. You can’t even buy a candy bar for that amount without some serious couponing. And, it doesn’t take that much more to send a letter overseas. But, as you may or may not know, the postage rates are going up here in America, starting on May 12th. The first class stamp will rise from 41 cents to 42 cents. Media … Continue reading

Aeropostale Clearance + Additional 20% off

My 16 year old loves hoodies, but I’m too cheap…er, frugal to shell out $30 or more for what is basically a glorified gym top. Sometimes I’m lucky enough to find a nice one at one of our favorite thrift shops. Usually I’m not. While she’s not overly concerned with what other girls her age are wearing, she does like the look and feel of some of the more current clothing. Like my old Dittos jeans and horizontally striped shirts aren’t good enough for her! One of the places we like to shop online (when there’s a sale!) is Aeropostale. … Continue reading

Don’t Miss These Holiday Deals and Freebies!

The weeks between Thanksgiving and Christmas are filled with plenty of deals and tons of sales. It is the time of year when even people who dislike shopping will be doing it anyway, alongside the people who consider shopping to be their favorite activity. It’s no wonder that there are so many holiday deals, sales, and freebies right now! Here’s a few you won’t want to miss. Hallmark is having a “Keepsake Ornament Gift of Memories Weekend”. It will take place from December 7, 2012 through December 9, 2012. Buy 1 or more Keepsake Ornaments at the event and you … Continue reading

California’s AIM Program Covers Maternity

Insurance coverage can be difficult when there is a baby on the way. The medical bills involved with having a birth in a hospital tend to be extremely expensive. If you live in California, and do not have health insurance coverage, the AIM program might help you. Many families see a pregnancy as a blessing. Soon, there will be a new addition to the family. The happiness of having a baby on the way is a very positive thing. What isn’t so positive, though, is the stress involved of trying to come up with the money to pay for the … Continue reading

The A B C’s of Finance Part 4

Continuing on in our discussion of finance from A to Z, here are more words from the language of finance that I did not know and would like to share with you. A joint and survivor annuity is a type of annuity that two people open together. It makes payments for the entire lifetimes of both beneficiaries, even after one of them dies. Keogh plans are pension accounts in which taxes are deferred. This type of pension plan is available to people who are self-employed, which is great because self employed people often do not have the same type of … Continue reading