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Home Businesses with Low Start Up Costs

Starting a home business can be present itself with large start up costs. However, in today’s economy people are looking for ways to make extra money or replace a job loss with a home business. In that case, you most likely do not have funds lying around to get you out of the gate. Listed are some businesses that have little start up costs. If these are not your cup of tea consider starting one you are capable of to fund the small business you are dreaming of. Cleaning Business: If you have a good vacuum you can start a … Continue reading →

Gift Wrapping Service

With Christmas soon approaching, what better time could there be to start your own gift-wrapping service from home? What a fun and creative way to make a little extra cash. Sure, you’re not exactly going to get rich doing it, but it might be an opportunity to help increase your holiday shopping funds. Hit those early bird sales and stock up on discounted wrapping paper, boxes, tissue paper, gift bags, ribbon, bows, nametags, decorative items, and tape. If you make a go of it, you can start stocking up on all these items during those after holiday sales to get … Continue reading →

Home Based Business Idea – Senior’s Helper

Many of us have experience caring for older family members, or we know friends that have been in that situation. Many people want their older relatives to be able to live independently in their homes for as long as that is possible. Of course, they often end up spending a lot of time and energy caring for the aging adults in their families while trying to balance that with caring for their own children and keeping their careers afloat. In – home medical care services for seniors can help to ease the strain on those that have volunteered to care … Continue reading →

The Santa Threat

It happened in a blink of an eye. I just couldn’t help myself. I don’t know what came over me. I’ve become one of those parents… a full-fledged adult who uses Santa Claus as a behavior modifier. I’ve tried to console myself by thinking of the millions of other parents who fall into the same trap this time of year. Still, I feel bad that in a moment of weakness I pulled out the Santa card and used it on my 4-year-old. The day started out so innocently. I had a list of errands to complete, including mailing out our … Continue reading →

Dealing with Unexpected Expenses

Dealing with unexpected expenses isn’t often an easy thing to do, but with rising prices on everything these day, unexpected expenses can really put you in a crisis mode. How can you come up with more money when you are already stretched tightly? Here are some ideas. When an unexpected cost comes up, see if it is possible to delay the expense of it until you can save for it or be caught up. Sometimes certain expenses aren’t the crisis that we think they are, only very inconvenient. Let’s say that garage door opener dies. A new one might cost … Continue reading →

Frugal Living Month in Review: June 2008

What a happy month is June, filled with the renewal of spring and the promise of summer. In the last month, we have shared so many ideas for frugal living and saving money. This past month has seen some pretty big increases in food, gas and other items (look for an upcoming post about strawberries increasing more than 100 percent). Now more than ever, it is important to save money where we can. This is why I decided to do a month in review. June 2nd Frugal Living Review: May 26th Through June 1st Garage sale shopping has got to … Continue reading →

75 Things You Can Do to Save Money

If you need or want to tighten your budget, there are so many things that you can do to save money. Pick a few from the list and get started today, or try them all. It will be nice to have some extra money available. Mow your own lawn and perform lawn care yourself. Drink water instead of flavored drinks. Get rid of the cleaning service. Perform your own minor repairs, such as patching a hole or fixing a leaky faucet. Change your oil in the car. Paint a room yourself. Hand wash clothing instead of taking it to the … Continue reading →

Filling a Void

In addition to finding ways to improve the lives of your customers and clients, one great business tactic is to look for, and find a void—and then step in to fill it. This is also known as “filling a niche” or “creating a market”—where are there gaps, holes, and needs? And what can you and your business do to fill them? I know that it is easy to start to think that everything has been done; every base has been covered, but that isn’t necessarily the case. Look around your industry or the market in which you conduct business and … Continue reading →

Rural Living Money Saving Tips

If you live in the country you will be faced with different advantages and challenges in saving money. Let’s examine some of the most common. Take advantage of the following ways to save money with rural living: 1. Country living usually means more opportunity to live off the land. In this case, you can save money on food by having a garden or raising chickens. 2. Easier access to quality handmade goods. Whether you are crafty yourself or just live near a rural community, the opportunity to purchase and sell quality handcrafted items is plenty. With rural living offering farmer’s … Continue reading →

No-Spend Days

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Many of us spend more money than we should. Sometimes, one of our problems might be that we just spend too much time shopping. One interesting way to take control over your spending is to set a limit to the number of times you will spend money in a given month. The days that you don’t fork over any cash are called no-spend days. The purpose to starting no-spend days is to become more conscious of the amount of times that you go to the store. It is easy to understand that the more times you go shopping, the more … Continue reading →