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More Good News From My Health Insurance Company

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Today, I unexpectedly got a letter from my health insurance company. It wasn’t a bill, and it wasn’t a letter telling me that they were going to increase my premiums, or drop my coverage. Instead, it was filled with good news about things that will soon be covered by my health insurance policy. I’ve only had my health insurance plan for a couple of months. I haven’t actually had a reason to use it, yet. Fortunately, I haven’t gotten into any serious accidents, and have been relatively healthy. The only problems I’ve been having are allergy related and I find … Continue reading →

The Health Insurance Policy is Too Expensive

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Well, that certainly didn’t last long! Today, I was able to call the insurance company that recently approved my application for health insurance, and ask them some very important questions about their policy. As I feared, the cost of the monthly premium for this policy is more expensive than I can afford. I am not surprised, but I am somewhat disappointed. Today, I was able to call the insurance company that approved my application for health insurance, and ask all of the questions that I have been dying to ask about the policy. The representative that I spoke with was … Continue reading →

Insurance Blog Week in Review – Week of February 12 – 18, 2012

In a given week, there can be anywhere from twelve to fourteen different blogs appearing here. The Insurance Blog Week in Review brings you a quick and easy way to “ketchup” on the news that you may have missed. Clinic Will Charge Unhealthy Workers Higher Insurance Rates The Cleveland Clinic is going to charge employees that are considered to be unhealthy a 21% higher health insurance premium. To avoid the increase, the worker has to see a doctor and follow the health plan the doctor prescribes. The Insurance Podcast Roundup for the week went up on February 13, 2012. Each … Continue reading →

The Benefits of Being In Charge of Company Policy

While running a home-based business is a lot of work and a lot of responsibility, there are definitely certain perks that make it well worth the effort. No, I am not talking about things like wearing whatever you want to work or working at the time of day that suits you and your family the best. Today, I am talking about the benefits of being in control of how you do business and with whom. If you have ever had a job outside of the home, and most of us have, you know that for any job there are certain … Continue reading →

New York Auto Insurance Fraud Ring Shut Down

A federal investigation has resulted in the dismantling of an auto insurance fraud ring that was working in New York. This group managed to scam insurance companies out of $279 million dollars, by filing bogus claims. They were able to do this by taking advantage of New York’s no-fault auto insurance. Some states have what is called no-fault auto insurance. Florida and New York are two of the states that do. The majority of states do not use this particular type of car insurance. No-fault auto insurance is a personal, (or individual), policy that functions somewhat differently than a typical … Continue reading →

Tips For Combining Working at Home and Parenting

Being a stay at home parent is a full time job in and of itself. Small children have big needs, and making sure that those needs are met takes a great deal of time, effort, and patience. Some home-based professional parents work at home to keep their professional skills sharp or because they do not want to wait until a later date to keep moving towards their career goals. Others work from home out of economic necessity. Whatever your reason or combination of reasons, you definitely want to be successful in both your role as a parent and your role … Continue reading →

Take Care of Yourself to Take Care of Business

When you are running a home-based business, it is natural to want to focus on the business side of things like getting customers, doing work, keeping your books and files in order, and so on. There are other important things to keep in mind though, even during your working hours no matter how precious few those may be. Things like eating and sleeping may seem like they are only tangentially related to the work that you do. Of course, if you have ever tried to power through a work session while you are starving or get just one more thing … Continue reading →

Planning Ahead For Busy Times

Everyone knows the old saying, “when it rains, it pours”. When you have a home-based business, rain is a good thing. As the owner and operator of your home based business, you are also the one responsible for attracting clients and customers. This is known in the business world as being a rainmaker. Sometimes, your rainmaking activities produce a deluge of work. That is a beautiful thing – if you have a plan in place for handling a sudden increase in interest in your products or services. Here are a few tips for making sure that you do not get … Continue reading →

Home Based Business Idea – Photographer

Some people just have a knack for taking beautiful pictures. If you are one of these lucky people, you may wonder if you can turn your passion for the perfect picture into a home based business. The answer is yes. You can work from home as a photographer. Whether you are already taking professional quality pictures or you are interested in taking classes to learn how to do so, you can begin developing a business plan for your photography business right away. Photography is such a diverse profession that while it may be tempting to market your photography business as … Continue reading →

Trying Once Again to Get Health Insurance

My husband and I have been trying to find affordable health insurance. It is completely frustrating! There were several months when we gave up even trying to get it. Recently, we started again. The struggle continues! This all started when I lost my job in 2009. I had health insurance from this job that covered both myself and my husband. In the blink of an eye, that was gone. Our first attempt to find health insurance coverage was through COBRA. This was supposed to allow us to extend the health insurance coverage that I’d lost. Unfortunately, the cost of COBRA … Continue reading →