Search Results for: blog the letter of complaint

Advice on Letters for Credit Disputes

When you have a charge on your statement that is incorrect, it is important to document your interactions. Often this documentation is in the form of a letter to either a merchant or your credit card company. It is important that this letter follow some basic rules for your protection. While there are laws to protect the misuse of your credit card, there are also some rules you have to follow to ensure the laws protect you. In order to utilize the protection of the Fair Credit Billing Act, you must contact the merchant directly who placed the incorrect charge. … Continue reading →

The Letter of Complaint

There is probably a good chance that you have written a letter of complaint sometime over the years, but have you ever received on in your home business? What do you do when you are on the receiving end of a well-written (or not so well-written) letter of complaint? Do you take it seriously? Do you take it personally? How can you react reasonably and constructively and make the most of an unpleasant situation? It takes a lot for me to write a letter of complaint, but I have done it a few times. I guess I have found that … Continue reading →

Love Letters: Do You Know Who Mildred Loving Is?

It’s been 40 years since Mildred Loving became infamous and I say infamous because despite her actions and her heart, she wasn’t painted with the same brush as Rosa Parks. Rosa Parks, as you may know, was the black woman who took a seat on a bus and launched a Civil Rights movement. Mildred Loving is a black woman who fell in love and married a white man in segregated Virginia 40 years ago. History in Love In a rare interview with the Associated Press, Mildred Loving stated that she doesn’t consider herself the hero that many other mixed race … Continue reading →

IHIPs, Quarterlies and Attendance: Oh My! Part 1: Letters of Intent

While researching this, I discovered two things: 1) There are a lot of states that have similar requirements and 2) New York State requires more paper work than any other state. Therefore, chances are good, that if you do not live in New York State you can still look at my examples and glean some useful information. Chances are also good that if you have to write it and turn it in. . .so do I. You can also look at these examples for your own record keeping, even if your state doesn‘t require it. (For information about your state’s … Continue reading →

Mom Sues Girl Scouts Over Disbanding Daughter’s Troop

A mother in Illinois is suing the Girl Scouts after they disbanded her daughter’s troop. The reason for the disbanding was because her daughter is deaf, and the Girl Scouts didn’t want to provide her with an interpreter anymore. A Leader felt the costs of the interpreter was restricting what the other girls in the troop could do. Edie Runnion is a mother who lives in Illinois. Her daughter, Megan, has been deaf since birth. She joined the Girl Scouts as a “Daisy” when she was in Kindergarten. Now, years later, Megan is 12 and her Girl Scout troop has … Continue reading →

Mother Knows Best

One of the hardest things about being a single parent is not having a second opinion when your child is sick. Do I take them to the doctor or do I wait? Sometimes, unfortunately, it’s a financial consideration as well. No one would admit out loud that they delayed taking their child to the doctor because they can’t afford the co pay, but for many of us, that’s the reality. I’ve learned that most things will pass, if you give them enough time. A cold is just a cold, no matter how miserable they are. I’ve also learned to trust … Continue reading →

Florida Makes it Difficult to Get Unemployment Benefits

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Florida has been making it extra difficult for people to receive unemployment insurance benefits. The state has created a series or procedural changes that appear to be designed specifically to prevent eligible people from receiving unemployment benefits. A complaint about this has been filed to the United States Department of Labor. No one wants to be unemployed. It is incredibly stressful to not have any idea how you are going to pay your bills and keep your family fed. Unemployment Insurance benefits are supposed to provide financial assistance to qualified people who have lost their jobs due to no fault … Continue reading →

Don’t Tolerate Bullying By Bill Collectors

Are you feeling like you receive more phone calls from bill collectors than you’re your friends and family combined? Getting those calls can make you feel awful – chances are that you are well aware of the debt but you are simply not able to pay it at the present time. You may avoid picking up the phone because you do not feel like there is anything that you can do about the debt, so why bother. Unfortunately, bill collectors are allowed to call you in an attempt to collect money from you. Fortunately, there are rules that they must … Continue reading →

Insurance Agent Gets Six Years in Prison for Stealing from Clients

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A (now former) insurance agent has been sentenced to 75 months in prison because she stole more than $1 million dollars from her elderly clients. She told them that she was reinvesting their money. In reality, she was spending it on things for herself. Everyone has had the experience, at least once, of getting a letter in the mail that says that your insurance company has denied your claim. When faced with a bill that you expected your insurer to cover, it is not unheard of to have less than positive thoughts about the insurance company. It is easy, in … Continue reading →

Communicating With Your Child’s Teacher

Some parents barely know the name of their child’s teacher, let alone their phone number of email address. Then, there’s an entire camp of moms and dads who have their child’s teacher on speed dial. Which are you? My daughter has only been in school for a year-and-a-half. She’s had one teacher who winced every time a parent stepped into her classroom. Seriously; the woman would have been overjoyed if the students in her classroom were immaculately conceived by robots, so she wouldn’t have to deal with questions and concerns from parents. As for communicating, well, let’s just say it … Continue reading →