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There is Always a Certain Element of Risk

Anyone in business—even a small, home-based business—has to try to balance security and risk. For some of us, we may want to minimize risk so much that we hold back and try to convince ourselves that total security and stability are the only way to go. The truth is, however, there is always a certain element of risk in just about any endeavor. I have worked with clients in the past who have been trying to minimize risk no matter what. They wanted to account for every penny, have plenty of insurance to cover every aspect of their business and … Continue reading →

Basic Financial Education for Kids

When I was growing up, money meant security. I grew up with the fear of not having enough, not because there wasn’t enough but because that was the gist of my parents’ conversations around money. I learned that you needed to get a good job, which meant one that paid well. Even though I was a fairly talented musician, this meant that a career in the arts was certainly out. When I was growing up, I also had positive experiences with money. My parents balanced their checkbook every week in full view of the kids. I got an allowance and … Continue reading →

Can You See Through to a Logical Outcome?

How often have you been so caught up in the minutia of your daily grind that you just could not see the forest for the trees? As a home business owner, it can be downright tough to see how what we do today (or what we did yesterday) will result in what we want down the road. It can be important, therefore, to learn how to train ourselves to see things long term; to learn how to think things through and see the logical and inevitable outcome in the distance. Plotting things out, or thinking it through to the logical … Continue reading →

Coping with Unusual Requests

Occasionally, there are going to be those clients, customers, colleagues, or vendors who ask us for something special. They may be asking for special treatment—or it just may be that circumstances have influenced their request. For a small home business, we can either be in a good, flexible position to adjust to unusual requests, or it might ask more of us than we are in a position to give… For many small businesses, how we cope with and handle special requests can be the cornerstone of our reputations. For others of us, it happens so seldom that it might really … Continue reading →

Talking About Diversity in School and at Home

I’ve always loved to learn about other cultures. My fondest memory of elementary school is a Mexican posada procession and fiesta. My favorite thing about my children’s preschool was that they celebrated Diwali, Hanukkah, Christmas, Eid al-Fitr, Purim and more. As a preschool teacher myself, I was eager to expose my students to other holidays, cultures, etc. I posted pictures of people in different national costumes and different types of homes. Imagine my shock when I went to a to a teachers’ workshop on diversity and the speaker warned us against overemphasizing different and unusual things about countries and told … Continue reading →

When Should My Child Start Dating?

It seems like each year the dating age gets younger along with younger girls getting pregnant. Although teen pregnancy rate has declined in recent years it is still alarmingly high. But what does teen pregnancy have to do with your child dating? The connection is simple. Teenagers who are not dating are less likely to have sex and therefore end up pregnant. So at what age should your child start dating? The answer is something that parents have to decide for themselves but in this blog I hope to share some ideas to help parents reach a decision. I know … Continue reading →