Protecting Yourself from a Debt Relief Company

If you are seriously in debt, you may need the help of a debt relief company. These companies promise to get the creditors off of your back, negotiate for you, act as a shield of protection, and guide you to the right way to pay off that debt. Unfortunately, for a majority of these companies, the real goal is to scam you out of any remaining assets that you might have. Here is what you need to know and need to look for in a debt relief company, in order to protect yourself. First of all, why would these companies … Continue reading

You Won’t Lose Your Health Insurance

Certain politicians are saying that the Affordable Care Act is going to cause you to lose your health insurance. What a frightening thought! Fortunately, it simply isn’t true. In this blog, I will explain why the Affordable Care Act is not going to make you lose your current health insurance coverage. The difference between having health insurance coverage and being uninsured is huge! Those who have health insurance can afford to get preventative care, can see a doctor when they get sick, and can expect their health insurance company to help them pay for at least part of a hospital … Continue reading

When to do When Business Communications are Misinterpreted

Communication is at the heart of every home-based business. When you are working, you are communicating with clients, suppliers, and other types of people. Sometimes, our communications do not send the messages that we intend them to. Perhaps we don’t return a call or email promptly or that we send a poorly worded email or letter. Maybe the tone of voice that we used when speaking was not pleasant. Something happened that caused the recipient of the communication to perceive our message differently than we intended for them to perceive it. When communications are misinterpreted, the person on the receiving … Continue reading

Understanding Insurance

Insurance can be confusing. There are many different kinds to consider. There are a bunch of factors to take into consideration before you choose an insurance company, or sign an insurance policy. What may seem like a small detail can result in big changes about how much your monthly premiums will be. It can be hard to understand. Fortunately, there is information out there that can help you make sense of it all. There is a blog called Get Rich Slowly which provides great information about financial matters. There is an excellent post that describes, in a way that is … Continue reading

Are You Living and Working to Your Potential?

Has anyone ever told you that you are not working up to your potential? Perhaps you have said it to yourself. Some of us have heard it from other people – bosses, spouses, or our parents, and some of us say it to ourselves. It does not really matter where you get the idea that you are underachieving from, as long as you have that thought in your mind, it affects you. Kenneth Christian, the author of “Your Own Worst Enemy”, estimates that one in four adults is an underachiever. Underachieving is, simply put, falling short of one’s potential and … Continue reading

Understanding How the Law of Attraction Attracts Love or Loneliness

A few weeks back Woman’s World had an article about an over forty woman who thought her hopes of ever getting married were about washed up. I wished I had saved the article because I don’t exactly remember the whole story about how she finally found love, but it had to do with changing her thinking and using the law of attraction. Love Charms and the Law of Attraction I want to say a friend had bought something like a cake topper and held on to it with the unshakeable faith that it would help guide her true love to … Continue reading

Finding Allies in Business

One of the things that makes working the traditional job palatable is the work allies—those friends and coworkers with whom we know we can work well. I think having allies is the key to whether a person likes their job or not. As home business owners, most of us work alone and we have forfeited having the friendly coworkers and allies in the next cubicle over. This doesn’t mean that we should give up on having work-related allies altogether, we just might have to work a little harder to find and nurture them… When I look back over my work … Continue reading

Politics, Religion and Business?

We know better—or at least we have been told that in order to have pleasant, congenial conversations with people we should avoid those two hot topics of politics and religion. Why? Well, we individuals have a tendency to be…individuals—with opinions, philosophies, and ideas that we are passionate about. Unfortunately, many people have a hard time understanding that there are as many different ideas and opinions about politics, religion and how to live life as there are people. Often, people feel like in order for them to be “right” everyone else has to be wrong. It can get heated, tense, and … Continue reading

Death, Grief, and Business—Part One

If it can be downright impossible to keep business and a personal life separate when we are running our own home business, we have to accept that human realities will find their way into our business relationships and operations. This means that there will be times when our business is affected by grief and death. In this two-part article, I want to talk about how we can work and be dealing with our own grief issues AND what to do when customers, clients, vendors, etc. are dealing with death and grief issues… Years ago, I had a consulting business with … Continue reading

Smoothing Out Misunderstandings

Even those people who fancy themselves great communicators occasionally run into situations where they get into misunderstandings with customers and clients. For the rest of us, who might not kid ourselves into thinking we are excellent business communicators, misunderstandings can be a regular occurrence. So, what can be done to address and smooth out difficulties when misunderstandings occur? For some reason, I am one of those people who often finds myself in a peace keeper role. It happens less now that I am working on my own than it used to. In my many years of working with nonprofit organizations, … Continue reading