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Surviving and Weathering a Slump

Things cannot always go our way. Sometimes we will be buzzing along full of positive vibes and good energy, the customers are coming to us and the money is flowing–other times, well, we find that we are in a slump. Things are bumpy–they aren’t going our way and we find we have to tighten our business belts. We can get through this, we can survive and weather the typical slump… The first thing to realize is that the slump will pass–whether you are lacking in productivity, energy, contacts, or if you’ve lost some customers or clients or your business is … Continue reading →

Spend Money on Development

As small home-based business owners, most of us are used to operating on a shoe-string budget. After all, we are in business to make money (among other things) and we do want to make a profit–part of making a profit in a small operation means keeping expenses under control. Still, we do have to spend some money on research and development if we are going to keep moving our business in the direction of growth. I know that most of us are not huge corporations with a nice, fat, separate budget line item for marketing and one for research and … Continue reading →

Money Belief Systems Affect Our Businesses

Money is neither good nor evil, it is simply a means to an end–a commodity–here in the real world. But, our emotional feelings and belief systems around money can have a very definite influence on how we manage our home-based businesses. I have been amazed how it doesn’t seem to matter how many “business books” and articles I read, or how many lists and skills I apply to my work–my belief systems around money and work are what REALLY influence and affect how I am able to progress with my small business. Taking time out to examine (and re-examine) my … Continue reading →

Allowing Yourself to Think BIG

Just because we have small businesses or small home-based businesses does not mean that they have to stay small, or that it has to mean that our businesses are struggling and tiny. Sometimes, it is just a matter of letting our minds and goals expand, and letting ourselves thing BIG when it comes to planning how to grow our home businesses. So, what does it mean to think BIG? Well, I can share that in my own home business, I tend to limit myself based on what I “think” I can do all by myself. I tend to think in … Continue reading →

Pay Business Bills On Time Too

You might be thinking that personal finance and business finance are two completely different worlds. Well, there are some big differences and it might take some time to learn how to do your business bookkeeping and accounting, or you may choose to hire a professional to help keep you on track. Still, there are some basics that are the same for both. Keep in mind that your business can have a credit record too (or your business accounting can affect your personal credit record and financial reputation) and it is important to pay your business bills on time too… If … Continue reading →

Don’t Be So Cheap You Choke Your Business

Pinching pennies can be a very good thing–with a business budget to contend with, it is important that you keep a close eye on expenses and make sure that you are not just throwing money out the window. But, like all things, too much of budgeting and penny pinching can actually stifle and choke your business. There is some truth to that old adage that you have to spend money to make money… A good, working business budget should include an accurate projection of expenses and revenue. But, if you underestimate your expenses, and do not allow for spending when … Continue reading →

You Are the Money–Taking Charge of Your Business Income

Many of us are drawn to entrepreneurialism and running our own home businesses because we want autonomy; we want to be in charge of our own destiny and our own income. After a while, the reality of all the things we cannot control may get to us and we may forget that we really are in charge of our own business revenue… In a traditional job, we go to work for someone else and we agree to do x, y, and z tasks in return for a certain amount of money. But, I am of the opinion that even in … Continue reading →

Setting Prices–Charging by the Hour, Project or Product

One of the first, and most challenging tasks in establishing a home business is deciding on a pricing structure. This can be especially daunting if you are entering into a new line of work or don’t really have a good grasp on what would be appropriate or “typical” in your field in your area. That’s where a good feasibility study or taking time to do some research can pay off. Still, before you hang up your shingle, you’ll need to know how much you’re going to charge. I used to do a lot of checking on those “how much you’re … Continue reading →

Can You Really Start a Home Business for Less Than a Latte?

If you are considering starting your own home based business, I am sure you’ve heard the following phrases more than a few times. “Start your business for $199”. “Everything you need to get started for $10.00”. “Join today and start for free”. While many home-based companies offer a “starter-kit” of some sort that will help you launch your business, they also fail to mention all of the other expenses that will inevitably involved. Wouldn’t you love to read a truthful ad for once? “Start your own home business for $199″ (plus advertising costs, high-speed internet access, telephone service, business attire, … Continue reading →

Data Entry Scams

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Data entry is one of the most prevalent job openings on the Internet. Every job board you go to has got ten, twenty, thirty job openings for data entry, sometimes even more. I have bad news: I am willing to bet dollars to donuts that 99.99% of these jobs are scams. Makes ya want to sit down and just cry, I know. The way the data entry scam works is you read an ad saying that this company is hiring typists, you can make really good money for almost nothing, and all you have to do to get the info … Continue reading →