Don’t Let Your Finances Hold You Back from Your Dreams

Stuck in a rut? Want to embark on a new career, become a stay at home parent, go on a fabulous vacation, buy a new home? Whatever your dream for yourself and your family, don’t let financial trouble get in the way. You can fulfill your dream despite poor finances if you stay focused, have a plan and spend your energy on working toward your dream. The first step is really make your dream a real goal. Write it down, tell others about it, find a picture that represents your dream and paste it in a prominent place. Next, figure … Continue reading

Kids Can Barter Too

“You mean I can trade chocolate cake for Lego Friends?” my daughter asked following our conversation about the benefits of bartering. “If you can find a Lego-loving chocoholic who’s willing to part with some of her sets, then you’re in business.” Little did I know that my response would turn my 8-year-old into the next Kyle MacDonald. Cash is tight for my third grader, but the kid makes up for her empty wallet by coming up with some solid bartering bargain chips. Or, in her case, cake. Bartering is not just for adults; rather, kids can get in on the … Continue reading

7 Ways to Manage Kids’ Sport Fees and Costs

There are so many reasons to give your kids the opportunity to be involved in sports, and one big one not to do so–the costly fees. Before you decide to give up the sports altogether, consider trying the following strategies that will help you manage kids sports fees and reduce the amount you spend. 1. Get some perspective Parents can get a little crazy when it comes to sports. They all want their kids to succeed and will provide them with all of the extras that they think will make this happen, such as extra training or lessons, top of … Continue reading

How to Prevent Identity Theft: Keeping Your Data to Yourself

Think identity theft can’t happen to you? It is probably only a matter of time, because identity theft is growing in leaps and bounds. New technologies and a more global way of doing business has made it easier than ever for thieves to pretend to be you. With thousands and thousands of databases that can be compromised, such as the gas station where you just swiped your car, and hundreds of people who see your card on an annual basis, such as the waiter who just served you dinner, the odds of not being a victim of identity theft is … Continue reading

Holiday Parties and Christmas Bonuses

At this time of year, home – based professionals may be getting all nostalgic about two things that they remember from working outside of the home. Holiday parties and Christmas bonuses are things that used to be commonplace for many professionals who were employed outside of the home. In recent years bonuses and gifts have become a more modest, but many people do still get a little something from their employer. Most places of employment have some form of holiday party, too. Now that you work from home, are holiday bonuses and parties a thing of the past? They don’t … Continue reading

Reasons to Take Good Care of Your Christmas Tree

When does your family put up the Christmas tree? Some families decorate the tree before Thanksgiving, and others wait until a few days before Christmas to do it. The Insurance Institute for Business & Home Safety wants to remind you to take good care of your Christmas tree. There is the potential that a Christmas tree could catch fire. Many families have made a tradition of picking out a Christmas tree, and decorating it together. The tree is a big part of the season. What else would you put all those presents under? People have a tendency to think of … Continue reading

Does A Career Path Run In Your Family?

Sometimes, families have traditions that involve career paths. Whether it is a family business or children following in their mother’s or father’s career footsteps, careers that have a family connection can bring together people from different generations in the workplace. While I have no experience with family – related career traditions, I can only imagine that it makes for a very interesting experience, for better or for worse. Today, I saw a very interesting program on PBS about Mohawk ironworkers. Since the Mohawk are a First Nations people, they have tribal as well as nuclear family connections. One group of … Continue reading

Thankful To Work From Home

In the spirit of Thanksgiving, I feel that it is important that I share how grateful I am that I work from home. Owning my two part time home – based businesses has enabled me to do something that I always knew that I wanted to do – stay home with my kids. While my husband and I have made and continue to make many adjustments and sacrifices along the way to ensure that only one of us works outside of the home, I would not trade my current lifestyle for that which I could have if I were employed … Continue reading

Schedule Yourself A Happy Holiday Season

It is that time of year again, time for everyone who works at home to get out their calendars and make sure that they plan ahead for a successful holiday season. With all of the family gatherings and other fun things that you want to do within the next couple of months, it is easy to get distracted from your work. However, if deadlines get missed or work piles up into an overwhelmingly large work load, you might not be feeling so merry or bright. By planning ahead for work and play, you can set yourself up for a successful … Continue reading